Dental Insurance – Lake Nona Region
Making Your Smile’s Care Affordable
Having dental insurance can simplify managing your oral health expenses. Yet, understanding insurance plans can be tricky, causing many patients to miss out on full benefits. At Lake Nona Dental Group, we believe excellent dental care should be accessible. That's why we're here to help you make the most of your dental insurance coverage! For your convenience, we've created a useful guide on utilizing your insurance benefits at our dental office.
How Dental Insurance Works
Dental insurance differs from medical coverage, mainly aiming to make preventive care affordable and prevent costly treatments later. Routine services like checkups and cleanings are often fully covered by most dental plans. While restorative or emergency treatments might be partially covered, you'll usually need to pay a certain amount out of pocket first, known as your deductible.
What Is the Difference Between Dental & Medical Insurance
Though they may seem alike, dental and medical insurance are quite different. Dental insurance coverage emphasizes prevention (i.e., checkups, cleanings, X-rays) to avoid costly treatments like root canals. This helps insurers save money. Unused funds in your annual maximum return to the insurer, ultimately causing you to miss out on valuable money that’s rightfully yours.
On the other hand, medical insurance is more responsive. It covers significant expenses like surgeries, hospital stays, and X-rays. It comes into play after issues arise, such as injuries or pregnancies. Understanding these differences can help you make the most of your coverage.
In-Network vs. Out-of-Network
Initially, you may be confused by terms like "in-network" and "out-of-network". When reviewing your plan, you'll likely see variations in the deductible, premium, and annual maximum. Benefits and coverage will differ too, with much lower costs for services from professionals in-network with your insurance plan.
Lake Nona Dental is happy to say we’re in-network with Delta Dental and Aetna. Our practice also gladly accepts other major insurance plans, making quality care accessible to everyone. This allows us to offer services at the best possible rates, ensuring affordability for your healthcare needs.
Opting for an out-of-network provider might lead to higher costs, though you'll still experience exceptional, top-notch dental care. Regardless of whether we're in-network or out-of-network, our team will handle paperwork and claims diligently for your convenience.